The 9 Best Small Business Accounting Software of 2023

best desktop accounting software

The Forbes Advisor Small Business team is committed to bringing you unbiased rankings and information with full editorial independence. We use product data, strategic methodologies and expert insights to inform all of our content and guide you in making the best decisions for your business journey. From April 2026, self-employed businesses with an annual turnover above £50,000 will have to use MTD-compliant software.

How Much Does Accounting Software Cost?

NerdWallet’s accounting software ratings favor products that are easy to use, reasonably priced, have a robust feature set and can grow with your business. The best accounting software received top marks when evaluated across 10 categories and more than 30 subcategories. While many businesses are moving to cloud-based accounting software, there are still several reasons you might want to opt for a desktop program.

Best for Freelancers

best desktop accounting software

ZarMoney is a cloud-based accounting software for businesses of all sizes. It provides invoicing, inventory, and bookkeeping tools, helping small to medium-sized compare and contrast job order costing and process costing businesses and larger organizations with financial management. Features include automated bookkeeping by syncing with your bank, inventory management for tracking stock levels, and a CRM to manage customer interactions. Zoho offers the best free desktop accounting software for small businesses.

We researched reviews from real users to gauge their opinion of each platform. We wanted to get their opinion about how simple the software was to use and that, according to recent users, the companies provided satisfactory customer service. If businesses need a payroll component, they can add Payroll at a reasonable $40 per month plus $6 per active employee.

  1. All this to say, each step provided clear links or buttons to walk me through each subsequent step.
  2. There is no minimum contract period and plans can be cancelled at any time.
  3. Standard security features include data encryption and two-factor authentication, although security breaches are still possible.
  4. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive payment from the companies that advertise on the Forbes Advisor site.

The Best Cloud Accounting Software

Features include automated invoicing, inventory management, and financial reporting. You can handle multi-currency transactions, making it ideal for international business. The platform’s user-friendly interface ensures ease of use for complex accounting tasks.

Besides its primary plans, it also offers a custom plan with custom pricing for businesses with complex needs or large client bases. Wave is a free accounting service that is designed for small businesses just starting out. The easy-to-use software has all the basic features needed to keep your accounting department in order. Wave’s built-in dashboard makes it easy to quickly access and understand your business’s financial information. Another outstanding feature is the fact an unlimited number of users can be added. Wave is a simple solution for very small businesses that need a place to consolidate bookkeeping records and invoices, but don’t have to log more than a handful of transactions each day.

How much does accounting software for small businesses cost?

I’m QuickBooks certified and write about small-business software for a living, but taking on a business’s bookkeeping tasks is still daunting. Feature set includes an excellent mobile app and suite of reports, capable invoicing features, plus automated bill and receipt capture through Hubdoc. Xero is another reliable product when it comes to standard accounting capabilities. It also has excellent reporting features and a capable mobile app as well as a customizable dashboard that lets each user rearrange or hide panels according to their preferences. Reporting capabilities increase with each plan, but even the least expensive Simple Start plan includes more than 50 reports.